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Mark Decherd's Articles

Display Category|Title|Newest|Oldest
  • Insurance Claims Management Tips for Homeowners
    For most homeowners, filing homeowner's insurance claims is a rare event. Unfortunately, because individuals don't need to do so often, it's easy to find yourself getting the short end of the deal.
  • Mold: The Tiniest Leak is Where it Starts!
    That drip drip drip of the faucet is more than an annoyance; it's the harbinger of things to come. Nasty things. It what starts out as a tiny, nearly imperceptible leak provides the perfect environment for mold to thrive. After all, what's more attractive to mold spores than moist drywall or soggy carpets?
  • Insurance Coverage: What You Need and What You Don't Need
    If you haven't updated your insurance coverage in some time, your home may be vastly underinsured. For example, if your home is worth $150,000 on the real estate market, how much insurance should you carry? $150,000? $75,000? $300,000?
  • Mold Remediation Companies Restore the Home's Health
    Depending on the extent of the damage, mold remediation bills can quickly climb. To make matters worse, not all mold damage is covered by insurance. In fact, many policies specifically exclude mold claims.
  • Keep the Spirit of the Season Burning, Not Your Home
    While the Victorian tradition of using lighted candles to light the tree has all but disappeared, Christmas trees remain vulnerable. What causes these iconic symbols of the season to burn? Hundreds of Christmas trees burn the dreams of a new year annually because of too much wiring. Overloading the circuits may brighten your home, but the price of a glittering tree isn't worth the risk. Don't overdo it.
  • Build a Winning Team by Picking the Right Employees
    Who are the right people? This answer varies from one company to the next, though many of the same traits (such as honesty, integrity, skill, and loyalty) cross all industries. The first step is to sit down and look at your company's long term goals.
  • Mold Madness - When will it Ever End?
    Because mold problems can quickly spread from being minor annoyances to major mold problems, it's important to keep your eyes (and nose) out for signs of mold infestations. The sooner you can spot the problem, the better.
  • Devil Winds Fan California Wildfires
    Years of drought coupled with seasonal Santa Ana winds blowing from the desert to the coast are responsible for the loss of thousands of homes throughout the region over the last few years. Major wildfires in 2005, 2007, and 2008 have devastated entire counties. Residents have learned that fires located far off in the distance can arrive at their doorsteps in a matter of hours.
  • Allegations of Fraud: The Disaster Restoration Inc. Indictment
    . If your company is "bending the rules" or engaged in practices that don't quite feel right, it's time to take an honest look at how you are conducting your business. In addition, it's important to know exactly what your employees are up to because a single rotten employee can take the entire company down.
  • Why Insurance Fraud Hurts Us All
    In short, insurance fraud is wrong. It is unethical. It hurts us all. If you want to see decreased insurance premiums, you must take a stand against insurance fraud. In addition, if you want to see increased profits of your own, taking the high, ethical road is the right choice.
  • Drip, Drip, Drip - You've Got Water Damage!
    No matter what type of water damage occurs in your home, from an unnoticed drip in the basement to a burst pipe in the kitchen, professional and prompt help is often your best choice. Depending on the nature of the water damage, repairs may even be covered by your homeowners insurance.
  • Insurance and Your Claim - Will they pay for it?
    Depending on where you live, your deductible may be higher under certain circumstances. For example, in Florida, your deductible for hurricane damage is much higher than if your home was burglarized.
  • Water Damage Restoration and Your Insurance Company
    Your insurance company wants to save a few bucks while you want to make sure that you can restore your property. You are at odds with each other even though you are business partners. Get a third party involved and ensure that your restoration goes the way it should.
  • Perfect Conditions Make for Perfect Storms - How Hurricanes Form
    If you've ever wondered why hurricanes arrive like clockwork during "hurricane season," it's because conditions are just right. With the warm waters of late summer, low pressure systems, and other conditions in place, hurricanes are born.
  • Hurricane Gustav Cleanup Begins
    Hurricane Gustav bore down on the Gulf Coast, making landfall in Cocodrie, Louisiana on Monday, September 01, 2008.
  • Yolo County Flooding
    So, what do you do if you live or work in Yolo County? Stay informed and prepare for the worst. By staying informed, you will know where to look for the latest flood threats and when to flee. By being prepared, you will know what to do should a flood occur.
  • It's your insurance claim; you should get paid for the whole thing!
    Now, you have paid for your coverage through your premiums and you deserve to get the service that you paid for. Unfortunately, unless you are vigilant, you may not be fully reimbursed for your insurance losses.
  • How to document your way to a bigger insurance check
    Okay, so you have a loss but you didn't think ahead and you do not have a video. It's not too late. Document the damage now. Take pictures and video of everything, again paying attention to details. For example, if your home is flooded, take pictures of the standing water and the damaged contents as well as the structural damage, inside and out.
  • The adjuster has the last word, right? Wrong!
    You can respect authority but you don't have to settle for less than you're entitled to. In fact, you can respectfully disagree with your insurance adjuster and ensure a fair settlement offer.
  • Dry the Mold Monster Away!
    What's always lurking, just out of sight, waiting to spring up at a moment's notice and rear its ugly head? No, it's not the boogeyman. It's something even scarier: the mold monster. We all know that the boogeyman likes to hide under our beds and is really just a figment of our imaginations. But the mold monster, well, he's REAL!
  • Water Damage Repair Requires Quick Cleanup
    The only time when you should wait before starting the drying and cleaning process is when it is unsafe and/or the flood event is still occurring. For example, if the home has been condemned, has a city message saying "do not enter," is still under emergency evacuation orders, has the power turned on, or torrential rains are still pounding, you'll have no other choice but to wait until conditions have changed.
  • How to Boost your Insurance Payout on Property Damage Claims
    In order to boost your insurance payout, you must not sit back and let the insurance adjuster tell you what they will pay. Instead, you need to take an active role or hire someone to act on your behalf. Remember that the insurance adjuster, no matter how nice he is, serves the insurance company whose goal is to make a profit by minimizing losses - including YOUR losses.
  • The Insurance Claim Game
    How do you play the insurance claim game? Let's just say that there's more involved than tossing the dice, crossing Go and collecting $200. While the object of most games is to win, this game starts with a loss.
  • Water Damage and How it Affects Homes
    As soon as you hear that telltale drip, drip, drip or suspect a water leak, it pays to act promptly. The sooner you can isolate the problem and stop the water source, the sooner you can act to prevent further water damage to your home.
  • Insurance and Water Damage Claims
    Water damage claims are tricky. For example, if your home floods because a high wind event blew off the roof and torrential rains damaged your home, the damage will likely be covered but if the flood is the result of storm surge, you're probably on your own.
  • Water Damage Restoration- In Fact, Water Damage Is Downright Hazardous To Your Health!
    Cleaning up water damage is a major project requiring speed, expertise, safety precautions, equipment, cleaners, disinfectants, and reconstruction know-how. Don't do it on your own. Instead, water damage restoration companies are equipped to restore your home promptly and professionally. Let the experts handle the mess - they'll prevent further damage and dry out your home ASAP.
  • Water Damage & Solano County Flooding
    If you live in Solano County, it's imperative that you are aware of the flood potential and understand the risks. The wet months run from November through April. During these months, you are more likely to experience flooding.
  • How to Get a Fair Insurance Settlement
    No matter what has damaged your home, if it's covered by your insurance policy, you can rest easy knowing that it will be taken care of - or can you?

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